Today's Refinance Rates - Texas Snapshot

Today we are going to use the Lone Star State in our mortgage rate snapshot. We pulled the refinance rates directly from the lender and broker survey on ForTheBestRate.com.

Parameters used in the survey:
Purchase, $200K loan, 80% LTV, single family stick built home, primary residence, 740+ credit, in NC (other terms and conditions may apply so be sure to speak with the various lenders and brokers for more information). Additional Disclaimer

30 Year Mortgage Rates
Freedom Mortgage                   4.772% APR, 4.750% Note Rate, 0 pts, $495 fees
Quicken Loans                         5.196% APR, 5.125% Note Rate, 0 pts, $1600 fees
Home Loans Today                 4.916% APR, 4.875% Note Rate, 0 pts, $945 fees
American Financial Resources4.776% APR, 4.750% Note Rate, 0 pts, $595 fees

20 Year Mortgage Rates
Quicken Loans           4.919% APR, 4.750% Note Rate, 0 pts, $2,819 fees
Home Loans Today   4.931% APR, 4.875% Note Rate, 0 pts, $945 fees
Everbank                    4.781% APR, 4.625% Note Rate, .99 pts, $647 fees

15 Year Mortgage Rates
Freedom Mortgage                   4.162% APR, 4.125% Note Rate, 0 pts, $495 fees
Quicken Loans                         4.448% APR, 4.250% Note Rate, 0 pts, $2,643 fees
American Financial Resources4.294% APR, 4.250% Note Rate, 0 pts, $595 fees
Home Loans Today                 4.321% APR, 4.250% Note Rate, 0 pts, $945 fees

10 Year Mortgage Rates
Quicken Loans                     4.072% APR, 3.875% Note Rate, 0 pts, $1844 fees
Home Loans Today              4.066% APR, 3.750% Note Rate, 1 pts, $945 fees
Texas Avenue Mortgage Co 4.035% APR, 3.875% Note Rate, 0 pts, $1500 fees

7/1 ARM Rates
Everbank                        3.571% APR, 3.500% Note Rate, .55 pts, $647 fees
ING Direct                     3.551% APR, 3.750% Note Rate, 0 pts, $470 fees

5/1 ARM Rates
Quicken Loans         3.859% APR, 3.750% Note Rate, 0 pts, $2643 fees
Home Loans Today  3.535% APR, 3.375% Note Rate, 1.5 pts, $945 fees
EverBank                  3.070% APR, 3.000% Note Rate, .566 pts, $647 fees
ING Direct               3.403% APR, 3.500% Note Rate, 0 pts, $470 fees

3/1 ARM Rates
Texas Avenue Mtg Co 2.887% APR, 2.750% Note Rate, 1 pts, $1500 fees


30 Year FHA Mortgage Rates
Quicken Loans                         4.864% APR, 4.750% Note Rate, 0 pts, $600 fees
Home Loans Today                  4.791% APR, 4.750% Note Rate, 0 pts, $945 fees
EverBank                                 4.479% APR, 4.375% Note Rate, .888 pts, $647 fees
American Financial Resources4.776% APR, 4.750% Note Rate, 0 pts, $595 fees

For more information on Texas mortgage rates and programs, visit ForTheBestRate.com. Rates change daily and may reprice during the day. Contact a mortgage professional for up-to-the-minute pricing. Please note that the fees in the survey only include fees in the APR (not any additional third party expenses).