Today's Mortgage Rates (New York Snapshot)

Below if a snapshot of current mortgage rates pulled from a variety of online mortgage rate tables showcasing lenders and brokers serving the State of New York. Please keep in mind that interest rates are subject to change and the various publishers highlighted in the post have different guidelines which the mortgage companies must adhere to. Please visit the pulblishers' web site for details.

30 Year Mortgage Rates Pulled from ForTheBestRate.com (0 pts)
Quicken Loans         4.820% APR, 4.750% Note Rate, $1600 fees
LendingTree Loans  4.837% APR, 4.750% Note Rate, $1995 fees
AIG Bank                 4.595% APR, 4.500% Note Rate, $1200 fees (note w/ .5 pts)

15 Year Mortgage Rates Pulled from CompareInterestRate.com (0 pts)
WCS Lending             3.812% APR, 3.750% Note Rate, $645 fees
Everbank                     3.812% APR, 3.750% Note Rate, $647 fees
Aurora Bank               3.875% APR, 3.750% Note Rate, $1296 fees

5/1 ARM Rates Pulled from BurlingtonMortgage.biz (0 pts)
Quicken Loans             3.460% APR, 3.375% Note Rate, $2121 fees
AIG Bank                     3.799% APR, 3.750% Note Rate, $1200 fees


Mortgage rates are subject to change without notice. You will need to visit the various publishers' web sites in order to review their pricing criteria and then reach out to the individual mortgage companies for personalized quotes. Keep in mind that the mortgage rates only illustrate a "snapshot" or the various rates and closing costs listed on the rate tables. There may very well be better terms available from other competing companies. If you are interested in working with a mortgage bank that has an office in New York State, you may want to check out American Bank Mortgage or use Google's local search results. American Bank has an office in Staten Island that serves the entire state. You can reach them for information on their low and no money down mortgages such as FHA mortgages and VA loans by calling 715-554-4955.